Become a Homeowner
Habitat is always open to starting a conversation with motivated families that are interested in becoming Habitat homeowners. This section of our website will give you some information on what it takes to qualify and apply, and how to get started.
Applying for a Home
- You will be considered for a Habitat home if your present housing is not adequate, and if you are unable to obtain adequate housing through other conventional means. Lack of adequate housing may include problems with the present structure; water, electrical or sewage service systems; heating system, or failure to meet city property maintenance standards. Also taken into consideration are the number, the ages and the gender of children compared to the number of bedrooms in your present home.
- The percentage of your monthly income that you currently spend on housing is also considered to determine need. You will be required to openly and fully discuss your financial situation with Habitat personnel.
- You and your family will be considered if your annual total income is between 25-60% of the Area Median Income for Middlesex County.
- You must be able to pay back an interest-free mortgage to Middlesex Habitat for Humanity.